It’s been a little while since I’ve posted a desktop wallpaper. I was copying some photos off my digital camera when I came across this photo from earlier this summer. This was taken outside when I was waiting to catch a train home.

This really isn’t a flower – it’s actually a weed. There were a few that had purple heads left on them. I just happened to find the one that had this really pretty, vibrant fly (or bee?) on it.  I found the photo quite zen-like.

This photo proved to me that there truly is beauty in nature everywhere. This is probably one of my favorite nature shots, and it was taken ten feet from the train tracks in an urban environment. I’m glad I took the time to “smell the roses.” Enjoy

I wanted to post this printable expense tracking form / template in the hopes it may assist you in tracking your daily spending. This has been a great tool to help me track my day-to-day spending.

The template, in Adobe Acrobat format, is formatted for printing. I used a hole-punch and keep about 20 sheets in a small binder. Using the receipts I save, I record my spending in this log at the end of each day.

This isn’t rocket-science, but it is a good practice to keep you tuned into your budget and spending on a daily basis. Doing so will cut down on the number of “how-the-hell-did-I-spend-that-much” experiences you may have.

Daily_Expense_Template